Federation of Southern Cooperatives Land Assistance Fund

ABOUT COOPERATIVES
Co-ops are the best people development institutions you can have....I have always been interested in rural development in the South. It's not well understood outside of the South that there's a connection between economic independence and political independence - that people didn't have economic independence if when they voted they lost their jobs or got kicked off the plantation....
Ray Marshall 1992

Open Membership

A co-op is open to all persons who have a common need or interest.

tech

One Person - One Vote

Co-ops are democratically controlled by their members.

train

Limited Return on
Investment

To ensure that the benefits of the co-op go to those who use it most,the co-ops will depend on their members to be owners and customers.

women

Benefits Returned
According to Use

In a co-op, any margins earned on operations above expenses,and a reasonable reserve, are available for return to members based on their patronage of the co-op. In a co-op, any of the expenses that can be reduced by voluntary efforts of the members reduces the cost of the item to all of the members.

Business for Cash
Whenever Practical

Co-ops must raise most of the capital and operating funds frommembers because granting credit is expensive and always risky.

urban

Constant Expansion

Members will earn increased services from the co-op if it is effectively serving its members.

sccoop

Constant Education

Since the cooperative form of
economic organization is new to most people, especially poor people, education is constantly needed by the members.

SAVE THE DATE!!!!

46TH ANNUAL MEETING EVENTS

Estelle Lifetime Achievement
Award Dinner
August 15, 2013 in Birmingham, AL

Annual Meeting
August 16-17, 2013 in Epes, AL

Call 404 765 0991 for information

History/Mission

Board of Directors

About Cooperatives

Programs

Black Land Loss

Since the cooperative form of
economic organization is new to most people, especially poor people, education is constantly needed by the members.

SAVE THE DATE!!!!

Social Security Focus Groups:
What needs to be done!

History/Mission

Board of Directors

About Cooperatives

Programs

Black Land Loss

Since the cooperative form of economic organization is new to most people, especially poor people, education is constantly needed by the members.

SAVE THE DATE!!!!

Social Security Focus Groups: What needs to be done!

Since the cooperative form of
economic organization is new to most people, especially poor people, education is constantly needed by the members.

Social Security Focus Groups:
What needs to be done!